The Best Checking Account
Up to 10% APY
Featuring:
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- Payday On Demand
- Mobile Check Deposit
- Direct Deposit
- Round Up Savings
- Custom Debit Card
- Fee Free ATM Network
Login to your online account or the Element app to get #TheBestCheckingAccount
Not a member yet? Join us today!
Deposit Balance* | Dividend Rate** | APY |
---|---|---|
Any balance (qualifications not met) | 0.05% | 0.05% |
$0 to $5,000 (with all qualifications met)** | 9.57% | 10.00% |
> $5,000 (with all qualifications met)** | 0.10% | 0.10% |
*Minimum opening balance requirement = $50; ongoing minimum monthly balance requirement = $0
**Rewards checking dividend rate applies in any given month where all of the following conditions are met:
– 17 debit card point of sale transactions in that same month;
– At least $400 in total point of sale purchases in that same month;
– At least $500 in direct payroll deposits in that same month;
– Enrollment in eStatements.
The Best Checking Account is limited to one account per member (individual or joint)