Green Banking

Element Federal Credit Union is proud to be “green” in more ways than one.

At Element, we believe every member deserves access to the financial products they need to succeed. And we mean all members—including those groups or industries that other financial institutions might overlook. From cannabis banking to solar energy financing and more, learn about how we can help folks just like you save more green.

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Cannabis Banking

Banking can be a pain for people who work in industries that don’t enjoy the same support from traditional banks. We want our members to feel like they have an ally when it comes to their financial needs…that’s why we’re the only credit union in the state of West Virginia to provide financial services to cannabis-based businesses.

Learn more about our services for growers, processors, and dispensaries.
See what you’ll need to join our member-owned financial cooperative (that’s a fancy way of saying #YouOwnTheJoint 😉).
Learn about CanPay, the only debit payment app that lets you pay for your purchases at cannabis retailers with a simple debit to your checking account!

Let's talk! Contact us to learn more

The Solar Element

We all want to make the world a better place, but sometimes it’s hard to know where to start. Let us help you make your home or business more environmentally friendly!

Green energy, like solar, is a great way to reduce your carbon footprint, but it can be expensive to install. With our low-interest loans, though, you can afford the installation costs and start saving money on your electric bill right away.

Special financing is now available in support of the Greater Charleston Solar Collaborative! Home equity and secured loan options available.

Let's talk! Contact us to learn more

“Green” Alternatives for Everyday Banking

At our credit union, we’re not in business to line the pockets of fat-cat shareholders. We just want to help all of our members save as much “green” in their wallets as possible. Here, you’ll find many of the same conveniences you’re used to—online and mobile banking, check cashing, and debit cards—everything you’ve come to expect. But there’s a lot more. We don’t want you to feel “nickel and dimed” when it comes to your finances. You won’t find fees for using our ATMs, monthly account maintenance charges, or surprise overdraft fees. Plus, our rates on loans and credit cards are often lower, saving you more! Some of the products that we offer include:

Checking accounts
Savings accounts
Auto loans
Personal lines of credit
Credit cards
Alternative loans for milestone events (like a wedding or adoption)
Student loans

Let's talk! Contact us to learn more

Local Support

You’ve got questions; we’ve got the answers. Text, call or chat with us on our website. We’re here for you.

Element Membership

When you join Element, you do more than just open an account. You become a member-owner with exclusive benefits.

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We’ve Got Your Back

We have the loan solutions to fit your needs. Contact us for more information or apply for a loan today.

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Ready to go green?

Want to learn more about our banking products or have a specific question about our green banking alternatives? Call us at 304-721-4145 or contact us online. Or, if you’re ready to become a member, you can join Element Federal Credit Union online. We also invite you to stop by one of our branches today!