Savings Clubs

🎉 Club Savings Accounts

Save With Purpose. Spend With Joy.

At Element, we believe your savings should work for you—and make you feel good while doing it. Our Club Accounts help you stash cash for the things that matter most, like the holidays, a big vacation, or even back-to-school shopping.

No gimmicks. No stress. Just smart, automatic saving with your goals in mind.

Deck the halls—without debt

🎄 Holiday Club

Save little by little throughout the year and get your funds just in time for holiday shopping. Avoid the last-minute scramble and high-interest credit cards.

Automatic transfers make saving easy
Funds disbursed October 1st each year
No minimum balance required

Not a member yet? Join us today!

Sandy toes > surprise bills

🌴 Vacation Club

Start dreaming now. Save steadily and make your next getaway a stress-free reality.

Schedule deposits that fit your budget
Use anytime—no fixed disbursement date
Perfect for spring break, summer road trips, or staycations

Not a member yet? Join us today!

Because pencils, backpacks, and lunchboxes add up

🎓 Back-to-School Club

Get ahead of the game and prep for the school year without draining your checking account.

Save throughout the year or just a few months ahead
Access your funds right before the school bell rings
Great for parents, students, and teachers!

Not a member yet? Join us today!

Save for Something Else?

💡 Custom Club

We’ll help you name it, schedule automatic transfers, and reach your goal—whatever it may be.

Wedding Club
Birthday Bash Club
Emergency Fund Club
Pet Expenses Club
Tax Time Club
Home Project Club
Concert or Festival Fund
Baby on the Way Club

Not a member yet? Join us today!

Deposit Balance*	Dividend Rate**	APY
$0 to $100	0.00%	0.00%
$100.01 and up	0.25%	0.25%

^*Minimum opening balance requirement = $10; ongoing minimum monthly balance requirement = $0

Benefits & Discounts

Table Example