Up to 2.00% APY
- Custom debit and credit card featuring your business logo
- Access to nearly 30,000 surcharge free ATMs
- QuickBooks integration and CSV download
- Online banking with eStatements
- All deposits insured up to $250,000 by NCUA
Why Choose Element?
Your funds stay local, supporting OUR West Virginia community. Experience personalized service with our Craft Banking approach.
Login to your BizLink online account or the Element app to get #BusinessChecking
Not a member yet? Join us today!
| Deposit Balance* | Dividend Rate** | APY |
|---|---|---|
| $100 to $1,000.00 | 0.10% | 0.10% |
| $1,000.01 to $5,000 | 0.25% | 0.25% |
| $5,000.01 to $50,000 | 0.75% | 0.75% |
| $50,000.01 and up | 1.98% | 2.00% |
*Minimum opening balance requirement = $50; ongoing minimum monthly balance requirement = $0
Business Payroll Account
Stay organized and always ready for payday with a Business Payroll Account from Element!
This dedicated account helps you keep payroll funds separate from your everyday business expenses, making it easier to manage cash flow, reduce errors, and pay your team on time—every time. Whether you’re running payroll for two employees or two hundred, this account is designed to simplify the process and give you peace of mind.
| Deposit Balance* | Dividend Rate** | APY |
|---|---|---|
| $0 to $500.00 | 0.00% | 0.00% |
| $5,00.01 and up | 0.10% | 0.10% |
*Minimum opening balance requirement = $25; ongoing minimum monthly balance requirement = $0
Benefits & Discounts
