Bank anywhere, anytime with our mobile app.
Empowers you to learn at any age
You can FEEL the positivity when you walk through the door.
Home is where the heart is. Our heart is here.
Engaged organizations and individuals build strong communities
2% Cash Back with the Passport Card
a #ShopLocal Program by Element FCU & Charleston Urban Works
At Element Federal Credit Union, we believe in the power of community. That’s why we’re thrilled to continue our partnership with Charleston Urban Works to bring you an exciting new initiative: The Passport Card! – our new and improved #ShopLocal program. This program is designed to encourage residents to support local merchants and contribute to the vibrancy of our local economy.
Credit Union Road - #ThePlaceYouBelong
What Our Members Say
Nick / Member since 2007
I trust and rely on Element Federal Credit Union with both my business and personal accounts. Element has played a major role in helping me improve my credit score and organization. I’ve never been treated better or with more respect by any financial institution.
Shantrace / Member since 2012
Element has been instrumental in getting my finances in order. They’ve done everything from protecting me against fraudulent charges to financing my auto loan. If you’re looking for a great credit union, then Element Federal Credit Union is the one you want!
Rhonda / Member since 2013
Out of all the financial institutions I have used in my lifetime, Element is by far my favorite. They even have custom, instant issue debit cards with great designs. I have Zombie Chickens on my card. Who knew? They also have lots of shared branches around the nation, and that’s just really cool!
Linda / CEO since 1998
I joined Element in 1998. I thought it was just a short pitstop until my next, big adventure. I was wrong. This was the start of my great adventure. I’m glad I stayed and continue to love what I do for our members and our community.
Benefits & Discounts
