Cryptocurrency

Buy, sell, and hold crypto available inside Online Banking

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Banking That Moves With You

Download the Element Mobile App today

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Investments

Buy, sell, and hold stocks and EFTs available inside Online Banking

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We Believe in You

Element is The Place You Belong

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Financial Knowledge is Power

Banzai brings free, real-world financial education to you!

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The Best Checking

Earn up to 10.00% APY** on our Best Checking account.

15 Month CD Special

Earn 4.28% APY** on our 15 month CD special.

Higher Rate Savings

Earn up to 3.28% APY** on our Higher Rate Savings account.

2% Cash Back with the Passport Card

a #ShopLocal Program by Element FCU & Charleston Urban Works

At Element Federal Credit Union, we believe in the power of community. That’s why we’re thrilled to continue our partnership with Charleston Urban Works to bring you an exciting new initiative: The Passport Card! – our new and improved #ShopLocal program. This program is designed to encourage residents to support local merchants and contribute to the vibrancy of our local economy.

Credit Union Road - #ThePlaceYouBelong

What Our Members Say

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Benefits & Discounts